September 12, 2017
Not everyone gets dental benefits from their job, so if your employer offers them, you should be sure to take advantage of them. However, making appointments to go to the dentist in Montrose twice a year can seem difficult when you’re busy balancing all of your other responsibilities in life. Still, it’s important to use your benefits before they expire each year. You’ll save yourself some money and do a big favor for your gorgeous smile.
Benefits Don’t Rollover
Most dental insurance plans work on a calendar year basis. Therefore, when December 31 comes around, your benefits expire and you have to start paying for the following year’s plan. Any benefits you don’t use disappear. Therefore, if your plan has a $1,000 maximum yearly spend allowance for dental work and you don’t even go in for a cleaning, that’s a grand that just went down the drain.
Consider Your Deductible
You might have to pay a little money out of pocket for dental work before your insurance coverage kicks in. If you visited your dentist early in the year and have already paid your deductible, the last few months before your benefits expire is the perfect time to go again. You won’t have to pay anything to have a professional clean your pearly whites and check for any problems that might be developing.
Prices and Plans Change
To account for changes in the cost of living and the cost of operating a business, your dentist might change prices for basic work at the beginning of the year. Also, your insurance plan premiums might change. Take advantage of the benefits you currently have so you get the most possible at your current rate.
Also, if you get dental benefits through your employer, your plan might change from year to year. Understand both your current coverage and your upcoming coverage so you always know what your plan does and does not pay for.
Dental Health Is Important!
Sure, money is definitely something you need to consider when you’re thinking about your oral health, but your well-being is tenfold more important. If you neglect your twice-yearly dental visits, you may have problems that you won’t become aware of until they reach a critical point. When you take advantage of your insurance benefits and go in for a cleaning and checkup every six months, you increase the chances that your dental care professional can spot and treat any issues before they become serious.
You shouldn’t have to worry unduly about how to pay for high-quality oral healthcare, so be sure to get the most out of your dental benefits before they expire at the end of the year.
About Tamborello and Bowen
Drs. Donald F. Tamborello and Shane J. Bowen are your team of friendly, knowledgeable dentists in Montrose. They happily accept many forms of insurance so their patients can maintain attractive, healthy smiles. To take advantage of your dental benefits, contact our office at 713-522-7540 to schedule an appointment.
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